Understanding the limits of our content and your responsibility.

1. About this disclaimer

This disclaimer applies to your use of the Psikoaktifpartner Finance Academy website (the "Website") and to any content, workshops, online sessions, programs, case studies, worksheets or other materials (together, the "Content") that you access through the Website or in connection with our educational programs.

It should be read in conjunction with the Terms of Use, Privacy Policy and Cookie Policy. If there is any conflict between this disclaimer and the Terms of Use, the Terms of Use will prevail.

2. No financial, investment, legal or tax advice

The Content provided by Psikoaktifpartner Finance Academy is for educational purposes only. It is designed to help you recognise patterns in financial information, ask better questions and structure internal decision-making. It is not intended to be, and should not be treated as:

• Investment advice or a recommendation to buy, sell or hold any financial instrument.
• Accounting, tax or legal advice.
• Personalised financial planning advice or a comprehensive review of your situation.

Psikoaktifpartner Finance Academy does not act as your accountant, financial advisor, tax advisor, lawyer or fiduciary. You remain solely responsible for obtaining independent advice from qualified professionals before making decisions that may affect your organisation or personal finances.

3. Educational content, scenarios and examples

Many examples, case studies and scenarios used in the Content are simplified or anonymised. They are designed to illustrate patterns, not to prescribe specific actions in real-world situations.

Even where examples are inspired by real experiences, they may omit details or be adapted to highlight a particular learning point. You should not assume that the outcomes or decisions in any example are appropriate for your organisation or context.

When you apply frameworks or questions from the academy in your own setting, you should take into account local regulations, contractual obligations, market conditions and the unique characteristics of your business.

4. No guarantees of results or outcomes

Participating in an educational program can support better thinking, but it cannot guarantee specific outcomes. The performance of your business depends on many factors, including market dynamics, execution quality, regulatory changes and decisions taken by you and others over time.

Psikoaktifpartner Finance Academy makes no guarantees or promises regarding:

• Future profitability, cash flow or financial performance.
• The success of any strategy, initiative or transaction you may undertake.
• The avoidance of losses, disputes or regulatory issues.

Any references to improvements, insights or positive changes are illustrative and do not constitute a promise that the same results will be achieved in your situation.

5. Accuracy, completeness and timeliness of information

We aim to ensure that the Content is clear, relevant and up to date at the time it is created. However, financial practices, markets and regulations evolve. Information may become outdated or incomplete over time, and certain simplifications may be used to support learning.

Psikoaktifpartner Finance Academy does not warrant that all Content will be free from errors, omissions or changes in interpretation. We accept no responsibility for any losses or damages arising from reliance on information that may no longer reflect current conditions, regulations or best practices.

6. Past performance and forward-looking statements

Any reference to past performance, whether in an example, case study or discussion, is provided solely for educational context. Past performance is not a reliable indicator of future results and should not be interpreted as such.

Forward-looking statements, projections or scenarios discussed during programs are inherently uncertain and based on assumptions that may not materialise. They are presented as thinking tools, not as forecasts or promises.

7. Third-party links, tools and resources

The Website and Content may include references or links to third-party websites, tools, publications or resources. These are provided for convenience or illustration only.

Psikoaktifpartner Finance Academy does not control and is not responsible for the content, security, policies or practices of third-party resources. Inclusion of a link or reference does not imply endorsement or recommendation. If you choose to use such resources, you do so at your own responsibility and should review their terms and policies.

8. Your responsibility for decisions and implementation

You are responsible for how you interpret and apply the Content, including any frameworks, questions or perspectives introduced in the academy. You are also responsible for the decisions you make, the contracts you enter into, the people you hire and the strategies you implement.

Psikoaktifpartner Finance Academy, its facilitators and collaborators are not responsible for:

• Business decisions you take or choose not to take.
• Outcomes arising from your use or non-use of the Content.
• Any obligations you may have towards employees, customers, investors or regulators.

If you are unsure about the potential consequences of a decision, you should seek advice from relevant professionals and consider the specifics of your context.

9. Local laws, regulations and sector-specific rules

The academy is based in Milan and many examples are drawn from Italian and European business contexts. However, participants and readers may operate in different jurisdictions and sectors with distinct legal, tax, employment, regulatory or reporting requirements.

The Content is not tailored to any specific jurisdiction or industry. It does not attempt to interpret or apply the rules of particular regulators, stock exchanges, tax authorities or professional bodies. You are responsible for ensuring that any actions you take comply with the laws and regulations that apply to you.

10. Changes to this disclaimer and contact information

We may update this disclaimer from time to time, for example to reflect changes in our programs, in applicable regulations or in how we describe the boundaries of our work. When we do, we will update the date below and may publish a notice on the Website.

Your continued use of the Website or participation in programs after an update means that you accept the revised disclaimer. If you have questions about any part of this text, you can contact us using the form below or via the contact details on this page.

Last updated: 2025 (please check this page periodically for the latest version).